Interpreting Financial Statements and Measures

Welcome to TAAforFarmers.org

The Trade Adjustment Assistance (TAA) program for Farmers delivered technical assistance to producers of agricultural commodities and fishermen who have been adversely affected by import competition. The TAA program delivered training to nearly 10,000 producers of Catfish, Asparagus, Maine Wild Blueberries, as well as Shrimp and Lobster fishermen.

Repayment capacity measures

You can view any of the free online training courses developed for the TAA program. TAA participants also completed business adjustment plans using AgPlan (http://AgPlan.com), the online business plan writing app; or AgTransitions (http://AgTransitions.umn.edu), an online transition planning app. Since the end of TAA the AgPlan development team has developed a fishing specific software call FishBizPlan (http://FishBizPlan.org).

Unfortunately, this program has ended because federal funding for the program was cut. If you have questions related to TAA for Farmers, please contact the Center for Farm Financial Management at cffm@umn.edu

Section Image It is important for you to know how your lender looks at your business. Repayment capacity measures the ability of the farm business to generate enough income to repay its debt and replace capital assets.


  •   Repayment capacity basics
      Term debt coverage ratio
      Replacement margin coverage ratio
      Test your knowledge